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Note: you can copy and paste interest rates from this table into the mortgage calculator.

Term

Our Discounted Rate

CANADA’S QUALIFYING

2% above contracted rate below

OPEN HOME CREDIT LINE

5.70%

CLOSED VARIABLE 5 year (Insured Value)

4.35%

1 YR. FIXED

5.84%

2 YR. FIXED

4.34%

3 YR. FIXED

4.19%

4 YR. FIXED

4.54%

5 YR. FIXED (Insured)

4.19%

5 YR. (20%-35% down)

4.39% -4.69%

7 YR. FIXED

5.35%

10 YR FIXED

5.75%

Mortgage Rates Updated on January 5, 2024

A note from Mike Huys

Mortgage rates don't tell the whole story of whether or not a home is affordable given your own unique financial situation.

Working with a mortgage broker will ensure that you understand all of the lending options that are available to you. We'll help you find a solution that suits your budget, and we'll help you fully unpack everything that's involved in making a smart decision before committing to anything.