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Note: you can copy and paste interest rates from this table into the mortgage calculator.

Term

Our Discounted Rate

CANADA’S QUALIFYING

2% above contracted rate below

OPEN HOME CREDIT LINE

5.2%

CLOSED VARIABLE 5 year (Insured Value)

4.00%

1 YR. FIXED

4.69%

2 YR. FIXED

4.29%

3 YR. FIXED

3.94%

4 YR. FIXED

4.19%

5 YR. FIXED (Insured)

4.09%

5 YR. (20%-35% down)

4.09% -4.34%

7 YR. FIXED

5.10%

10 YR FIXED

5.24%

Mortgage Rates Updated on October 17, 2025

A note from Mike Huys

Mortgage rates don't tell the whole story of whether or not a home is affordable given your own unique financial situation.

Working with a mortgage broker will ensure that you understand all of the lending options that are available to you. We'll help you find a solution that suits your budget, and we'll help you fully unpack everything that's involved in making a smart decision before committing to anything.