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Note: you can copy and paste interest rates from this table into the mortgage calculator.

Term

Our Discounted Rate

CANADA’S QUALIFYING
2% above contracted rate below
OPEN HOME CREDIT LINE
5.2%
CLOSED VARIABLE 5 year (Insured Value)
4.00%
1 YR. FIXED
4.69%
2 YR. FIXED
4.29%
3 YR. FIXED
3.94%
4 YR. FIXED
4.19%
5 YR. FIXED (Insured)
4.09%
5 YR. (20%-35% down)
4.09% -4.34%
7 YR. FIXED
5.10%
10 YR FIXED
5.24%
Mortgage Rates Updated on October 17, 2025

A note from Mike Huys

Mortgage rates don't tell the whole story of whether or not a home is affordable given your own unique financial situation.

Working with a mortgage broker will ensure that you understand all of the lending options that are available to you. We'll help you find a solution that suits your budget, and we'll help you fully unpack everything that's involved in making a smart decision before committing to anything.

Let's talk mortgage rates. Drop me a line.

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