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Note: you can copy and paste interest rates from this table into the mortgage calculator.

Term

Our Discounted Rate

CANADA’S QUALIFYING

2% above contracted rate below

OPEN HOME CREDIT LINE

4.95%

CLOSED VARIABLE 5 year (Insured Value)

3.70%

1 YR. FIXED

4.79%

2 YR. FIXED

4.59%

3 YR. FIXED

4.64%

4 YR. FIXED

4.84%

5 YR. FIXED (Insured)

4.69%

5 YR. (20%-35% down)

4.69% -5.04%

7 YR. FIXED

5.60%

10 YR FIXED

5.91%

Mortgage Rates Updated on October 20, 2026

A note from Mike Huys

Mortgage rates don't tell the whole story of whether or not a home is affordable given your own unique financial situation.

Working with a mortgage broker will ensure that you understand all of the lending options that are available to you. We'll help you find a solution that suits your budget, and we'll help you fully unpack everything that's involved in making a smart decision before committing to anything.